I. Cash flows from operating activities
|
|
|
|
|
|
- Cash received from interst income and similar income
|
235,364
|
254,863
|
835,074
|
1,653,847
|
910,707
|
- Interest expense and similar expenses paid
|
-83,053
|
-122,020
|
-635,328
|
-1,471,502
|
-1,600,760
|
- Cash received from services provided
|
3,225
|
62,268
|
2,544
|
5,280
|
-3,610
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
1,607
|
18,261
|
25,586
|
31,099
|
43,612
|
- Other cash received
|
2,616
|
164
|
1,878
|
8,828
|
5,202
|
- Cash received from absolved debts which were covered by risk provisions
|
101
|
81
|
37
|
43
|
41
|
- Cash paid to employees and administration actitivities
|
-40,901
|
-76,467
|
-126,700
|
-268,230
|
-274,558
|
- Income tax paid
|
-18,687
|
-37,150
|
-38,552
|
-59,838
|
-10,620
|
Cashflow from operating activities before changes in operating assests and working capital
|
100,272
|
100,000
|
64,541
|
-100,474
|
-929,986
|
1. Changes in operating assets
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
0
|
-3,100,320
|
2,800,320
|
-2,638,621
|
2,379,350
|
- Increase/(Decrease) in trading securities and securities investment
|
0
|
-1,850,000
|
-536,821
|
-505,553
|
21,887
|
- Increase/(Decrease) in derivatives and other financial assets
|
0
|
0
|
0
|
0
|
0
|
- Increase/(Decrease) in loans and advances to customers
|
-736,114
|
-426,718
|
-2,181,300
|
-4,881,687
|
3,600,340
|
- Increase/(Decrease) in provision to compensate for damages
|
0
|
0
|
-845
|
0
|
0
|
- Increase/(Decrease) in other operating assets
|
-10,056
|
-9,759
|
-942,952
|
-2,087,929
|
1,343,763
|
2. Changes in operating liabilities
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
0
|
0
|
68,583
|
348,977
|
-417,560
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
350,291
|
5,039,023
|
-4,376,526
|
2,533,049
|
-3,062,477
|
- Increase/(Decrease) in deposits from customers
|
286,920
|
2,449,671
|
2,284,216
|
7,036,335
|
-1,699,643
|
- Increase/(Decrease) in valuapapers issued
|
0
|
0
|
127,334
|
-1,719
|
-200,066
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
-27,437
|
11,958
|
39,790
|
72,753
|
-23,701
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
0
|
0
|
0
|
0
|
0
|
- Increase/(Decrease) in other operating liabilities
|
262
|
-129
|
-21,612
|
5,154
|
43,296
|
- Cash paid from funds of credit institution
|
-3,557
|
-13,671
|
-10
|
-3,600
|
0
|
Net cash flows from operating activities
|
-39,419
|
2,200,055
|
-2,675,282
|
-223,315
|
1,055,204
|
II. Cash flows from investment activities
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
0
|
0
|
0
|
0
|
0
|
- Purchase of fixed assets
|
-67,606
|
-23,303
|
-49,830
|
-1,138,074
|
-3,054
|
- Proceeds from disposal of fix assets
|
0
|
82
|
709
|
1,007
|
23
|
- Payment on disposal of fixed assets
|
0
|
0
|
0
|
0
|
-87
|
- Purchase of investment properties
|
0
|
0
|
0
|
0
|
0
|
- Proceeds from disposal of investment properties
|
0
|
0
|
0
|
0
|
0
|
- Payment on disposal of investment properties
|
0
|
0
|
0
|
0
|
0
|
- Investment in other entities
|
-2,500
|
-1,540
|
-1,540
|
-29,620
|
0
|
- Proceeds from disinvestment in other entities
|
47,700
|
10
|
0
|
0
|
0
|
- Dividends and interest received
|
1,123
|
0
|
0
|
810
|
0
|
Net cash flows from investment activities
|
-21,283
|
-24,751
|
-50,661
|
-1,165,877
|
-3,119
|
III. Cash flows from financing activities
|
|
|
|
|
|
- Proceeds from share issuances
|
672,000
|
0
|
1,000,000
|
1,000,000
|
0
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
0
|
0
|
0
|
0
|
0
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
0
|
0
|
0
|
0
|
0
|
- Dividends paid
|
-88,928
|
-79,383
|
-39,894
|
-149,636
|
0
|
- Purchase treasury shares
|
-4,975
|
-3,591
|
0
|
0
|
0
|
- Proceeds from reissue of treasury shares
|
0
|
|
0
|
0
|
0
|
Net cash flows from financing activities
|
578,097
|
-82,974
|
960,106
|
850,364
|
0
|
IV. Net cash flows of the year
|
517,395
|
2,092,330
|
-1,765,837
|
-538,828
|
1,052,085
|
V. Cash and cash equivalents at the beginning of year
|
520,811
|
1,038,206
|
3,130,537
|
1,364,700
|
825,871
|
VI. Effect of foreign exchange differences
|
0
|
0
|
0
|
0
|
0
|
VII. Cash and cash equivalents at the end of year
|
1,038,206
|
3,130,536
|
1,364,700
|
825,871
|
1,877,956
|