I. Cash flows from operating activities
|
|
|
|
|
|
- Cash received from interst income and similar income
|
13,699,851
|
13,323,175
|
12,236,972
|
12,038,272
|
12,754,403
|
- Interest expense and similar expenses paid
|
-6,626,621
|
-6,531,522
|
-7,115,021
|
-6,529,929
|
-5,404,724
|
- Cash received from services provided
|
521,053
|
621,920
|
587,729
|
603,535
|
735,903
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
762,222
|
1,283,261
|
1,388,909
|
578,655
|
403,467
|
- Other cash received
|
23,801
|
48,709
|
-123,976
|
-113,383
|
106,418
|
- Cash received from absolved debts which were covered by risk provisions
|
138,006
|
97,923
|
110,761
|
175,657
|
149,528
|
- Cash paid to employees and administration actitivities
|
-1,982,876
|
-2,477,080
|
-2,620,426
|
-3,460,632
|
-2,109,052
|
- Income tax paid
|
-1,093,537
|
-408,518
|
-98,305
|
-2,390,569
|
-120,212
|
Cashflow from operating activities before changes in operating assests and working capital
|
5,441,899
|
5,957,868
|
4,366,643
|
901,606
|
6,515,731
|
1. Changes in operating assets
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
8,290,490
|
-2,398,904
|
457,072
|
-6,323,019
|
2,060,660
|
- Increase/(Decrease) in trading securities and securities investment
|
3,611,091
|
5,537,875
|
-8,793,982
|
6,085,376
|
-8,872,410
|
- Increase/(Decrease) in derivatives and other financial assets
|
281,014
|
34,818
|
79,210
|
|
|
- Increase/(Decrease) in loans and advances to customers
|
-22,743,410
|
-15,719,699
|
-37,851,467
|
-18,510,364
|
-44,060,077
|
- Increase/(Decrease) in provision to compensate for damages
|
-399,906
|
-384,142
|
-64,871
|
-106,647
|
-41,417
|
- Increase/(Decrease) in other operating assets
|
1,486,624
|
-356,439
|
-193,452
|
250,707
|
257,687
|
2. Changes in operating liabilities
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
-3,189
|
15,631
|
-18,464
|
66,495
|
-50,638
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
16,100,199
|
-4,837,972
|
25,387,136
|
-147,796
|
4,401,752
|
- Increase/(Decrease) in deposits from customers
|
9,655,374
|
13,089,380
|
37,202,885
|
10,101,665
|
18,891,380
|
- Increase/(Decrease) in valuapapers issued
|
-5,500,000
|
4,199,530
|
3,549,640
|
-3,400,000
|
17,939,810
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
-6,398
|
-3,933
|
-3,715
|
-4,213
|
-4,146
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
|
|
117,126
|
401,180
|
-456,474
|
- Increase/(Decrease) in other operating liabilities
|
-1,794,940
|
20,295
|
-232,983
|
1,214,770
|
257,525
|
- Cash paid from funds of credit institution
|
-233
|
-184
|
-783
|
-150
|
-96
|
Net cash flows from operating activities
|
14,418,615
|
5,154,124
|
23,999,995
|
-9,470,390
|
-3,160,713
|
II. Cash flows from investment activities
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
|
|
|
|
|
- Purchase of fixed assets
|
-213,810
|
-144,086
|
-778,517
|
-34,725
|
-347,148
|
- Proceeds from disposal of fix assets
|
1,139
|
467
|
1,571
|
154
|
79,642
|
- Payment on disposal of fixed assets
|
|
|
|
|
|
- Purchase of investment properties
|
|
|
|
|
|
- Proceeds from disposal of investment properties
|
|
|
|
|
|
- Payment on disposal of investment properties
|
|
|
|
|
|
- Investment in other entities
|
|
|
|
|
|
- Proceeds from disinvestment in other entities
|
|
|
|
|
10,520
|
- Dividends and interest received
|
1,154
|
36,910
|
5,840
|
5,087
|
6,746
|
Net cash flows from investment activities
|
-211,517
|
-106,709
|
-771,106
|
-29,484
|
-250,240
|
III. Cash flows from financing activities
|
|
|
|
|
|
- Proceeds from share issuances
|
|
|
|
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
|
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
|
|
|
- Dividends paid
|
-3,377,435
|
0
|
0
|
|
-3,884,051
|
- Purchase treasury shares
|
|
|
|
|
|
- Proceeds from reissue of treasury shares
|
|
|
|
|
|
Net cash flows from financing activities
|
-3,377,435
|
0
|
0
|
|
-3,884,051
|
IV. Net cash flows of the year
|
10,829,663
|
5,047,415
|
23,228,889
|
-9,499,874
|
-7,295,004
|
V. Cash and cash equivalents at the beginning of year
|
96,922,247
|
107,750,512
|
112,718,456
|
136,071,738
|
126,501,216
|
VI. Effect of foreign exchange differences
|
-1,395
|
-79,471
|
124,393
|
-70,648
|
-182,593
|
VII. Cash and cash equivalents at the end of year
|
107,750,512
|
112,718,456
|
136,071,738
|
126,501,216
|
119,023,619
|