ASSETS
|
|
|
|
|
|
I. Cash and precious metals
|
426,641
|
433,959
|
616,152
|
455,434
|
497,797
|
II. Balances with the State Bank of Vietnam
|
929,747
|
1,859,542
|
2,536,676
|
2,404,213
|
1,862,830
|
III. TreasuryBill
|
0
|
0
|
|
|
|
IV. Placements with and loans to other credit institutions
|
9,182,236
|
10,901,137
|
14,852,080
|
10,213,353
|
11,359,632
|
1. Cash and gold deposits at other credit institutions
|
7,538,291
|
9,301,137
|
13,172,080
|
8,378,353
|
10,459,632
|
2. Loans to other credit istitutions
|
1,643,945
|
1,600,000
|
1,680
|
1,835,000
|
900,000
|
3. Provision for losses on loans to other credit institutions
|
0
|
0
|
|
|
|
V. Trading securities
|
0
|
0
|
|
|
|
1. Trading securities
|
0
|
0
|
|
|
|
2. Provision for diminution in value of trading securities
|
0
|
0
|
|
|
|
VI. Derivatives and other financial assets
|
22,336
|
9,908
|
13,221
|
82,148
|
|
VII. Loans and advances to customers
|
33,542,390
|
39,261,211
|
45,688,710
|
50,117,927
|
56,967,126
|
1. Loans and advances to customers
|
33,994,686
|
39,832,796
|
46,389,215
|
50,859,390
|
57,768,233
|
2. Provision for losses on loans and advances to customers
|
-452,296
|
-571,585
|
-700,505
|
-741,463
|
-801,107
|
VIII. Investment securities
|
3,854,322
|
4,702,998
|
9,050,568
|
11,282,618
|
12,067,336
|
1. Available - for - sales securities
|
3,593,822
|
4,708,987
|
9,051,480
|
11,144,413
|
7,704,617
|
2. Held - to - maturity securities
|
377,437
|
0
|
|
138,205
|
4,362,719
|
3. Provision for diminution in value of investment securities
|
-116,937
|
-5,989
|
-912
|
|
|
IX. Investment in other entities and long-term investments
|
0
|
0
|
|
|
|
1. Investment in subsidiaries
|
0
|
0
|
|
|
|
2. Investment in joint-ventures
|
0
|
0
|
|
|
|
3. Investment in associate cmpanies
|
0
|
0
|
|
|
|
4. Other long-term investment
|
0
|
0
|
|
|
|
5. Provision for diminution in value of long-term investment
|
0
|
0
|
|
|
|
X. Fixed assets
|
1,190,951
|
1,261,501
|
1,226,824
|
1,420,971
|
1,502,903
|
1. Tangible fixed assets
|
371,285
|
383,856
|
416,756
|
440,340
|
471,659
|
- Cost
|
521,134
|
555,734
|
628,294
|
692,840
|
763,771
|
- Accumulated depreciation
|
-149,849
|
-171,878
|
-211,538
|
-252,500
|
-292,112
|
2. Leased assets
|
0
|
0
|
|
|
|
- Cost
|
0
|
0
|
|
|
|
- Accumulated depreciation
|
0
|
0
|
|
|
|
3. Intangible fixed assets
|
819,666
|
877,645
|
810,068
|
980,631
|
1,031,244
|
- Cost
|
941,675
|
1,024,243
|
977,991
|
1,167,127
|
1,236,818
|
- Accumulated depreciation
|
-122,009
|
-146,598
|
-167,923
|
-186,496
|
-205,574
|
4. Construction in progress expense
|
0
|
0
|
|
|
|
XI. Investment properties
|
0
|
0
|
|
|
|
- Cost
|
0
|
0
|
|
|
|
- Accumulated amortization
|
0
|
0
|
|
|
|
XII. Other assets
|
2,660,055
|
2,671,300
|
2,527,244
|
3,090,833
|
3,626,353
|
1. Receivables
|
1,453,556
|
1,543,741
|
1,533,680
|
1,523,442
|
1,499,414
|
2. Interests and fee receivables
|
1,028,320
|
933,997
|
856,231
|
1,168,300
|
1,467,375
|
3. Deferred income tax assets
|
0
|
0
|
|
|
|
4. Other assets
|
249,191
|
194,132
|
151,071
|
399,091
|
659,564
|
- In which: Good will
|
0
|
0
|
|
|
|
5. Provision for losses on other assets
|
-71,012
|
-570
|
-13,738
|
|
|
TOTAL ASSETS
|
51,808,678
|
61,101,556
|
76,511,475
|
79,067,497
|
87,883,977
|
LIABILITIES AND SHAREHOLDERS' EQUITY
|
|
|
|
|
|
I. Due to Government and borrowings from the State Bank of Vietnam
|
0
|
0
|
|
1,486,331
|
|
II. Deposits and borrowings from other credit institutions
|
9,435,310
|
9,346,264
|
14,740,205
|
11,218,162
|
12,506,650
|
1. Deposits form other credit institutions
|
8,589,696
|
8,920,298
|
13,950,359
|
8,716,081
|
11,951,664
|
2. Borrowings form other credit institutions
|
845,614
|
425,966
|
789,846
|
2,502,081
|
554,986
|
III. Depostis from customers
|
35,218,568
|
41,372,546
|
45,244,577
|
50,129,097
|
57,138,791
|
IV. Derivatives and other debts
|
0
|
0
|
|
|
20,597
|
V. Funds received from Government, international and other institutions
|
0
|
0
|
|
352,500
|
361,725
|
VI. Certificate of deposits
|
2,452,726
|
5,223,280
|
10,577,413
|
9,484,798
|
10,023,371
|
VII. Other liabilities
|
967,100
|
1,269,113
|
1,310,108
|
1,394,023
|
1,988,938
|
1. Intersest and fee payables
|
876,025
|
1,113,534
|
979,294
|
1,186,100
|
1,661,356
|
2. Deferred income tax payables
|
0
|
0
|
|
|
|
3. Other payables
|
91,075
|
155,579
|
330,814
|
207,923
|
327,582
|
4. Other Provisions
|
0
|
0
|
|
|
|
VIII. Shareholders' equity
|
3,734,974
|
3,890,353
|
4,639,172
|
5,002,586
|
5,843,905
|
1. Capital
|
3,171,009
|
3,171,009
|
3,670,909
|
3,670,909
|
5,016,809
|
- Paid-up capital
|
3,171,000
|
3,171,000
|
3,670,900
|
3,670,900
|
5,016,800
|
- Construction capital
|
1
|
1
|
1
|
1
|
1
|
- Share capital surplus
|
8
|
8
|
8
|
8
|
8
|
- Treasury stocks
|
0
|
0
|
|
|
|
- Prefered Stocks
|
0
|
0
|
|
|
|
- Other equity resources
|
0
|
0
|
|
|
|
2. Reserves
|
173,656
|
192,362
|
216,517
|
253,336
|
249,743
|
3. Foreign exchange differences
|
0
|
0
|
|
|
|
4. Asset revaluation differences
|
0
|
0
|
|
|
|
5. Retained earning
|
390,309
|
526,982
|
751,746
|
1,078,341
|
577,353
|
6. Other funds and expenses
|
0
|
0
|
|
0
|
0
|
IX. Benefits of minority shareholader
|
0
|
0
|
|
|
0
|
TOTAL RESOURCES
|
51,808,678
|
61,101,556
|
76,511,475
|
79,067,497
|
87,883,977
|