I. Cash flows from operating activities
|
|
|
|
|
|
- Cash received from interst income and similar income
|
1,450,995
|
1,944,452
|
2,066,815
|
1,976,730
|
1,525,504
|
- Interest expense and similar expenses paid
|
-833,845
|
-1,414,926
|
-1,119,198
|
-1,853,245
|
-1,450,193
|
- Cash received from services provided
|
112,640
|
94,141
|
161,308
|
144,645
|
113,141
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
10,373
|
24,880
|
52,238
|
54,155
|
16,068
|
- Other cash received
|
-2,339
|
163
|
-51
|
347
|
-2,841
|
- Cash received from absolved debts which were covered by risk provisions
|
14,887
|
28,792
|
30,241
|
17,408
|
30,074
|
- Cash paid to employees and administration actitivities
|
-387,448
|
-326,587
|
-399,887
|
-435,148
|
-340,401
|
- Income tax paid
|
-32,113
|
-32,416
|
-31,620
|
-37,916
|
-46,040
|
Cashflow from operating activities before changes in operating assests and working capital
|
333,150
|
318,499
|
759,846
|
-133,024
|
-154,688
|
1. Changes in operating assets
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
0
|
|
|
|
0
|
- Increase/(Decrease) in trading securities and securities investment
|
1,189
|
-298,100
|
1,300,038
|
3,346,974
|
-2,384,266
|
- Increase/(Decrease) in derivatives and other financial assets
|
8,201
|
23,791
|
6,715
|
|
0
|
- Increase/(Decrease) in loans and advances to customers
|
-1,212,473
|
-1,842,499
|
-105,520
|
-3,919,965
|
-1,609,656
|
- Increase/(Decrease) in provision to compensate for damages
|
|
-99,913
|
-100,752
|
-173,881
|
-82,662
|
- Increase/(Decrease) in other operating assets
|
120,579
|
690,056
|
-143,953
|
396,947
|
-218,761
|
2. Changes in operating liabilities
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
-2,451,824
|
0
|
|
|
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
-8,810,277
|
337,830
|
2,886,539
|
57,939
|
1,204,372
|
- Increase/(Decrease) in deposits from customers
|
10,038,468
|
-1,089,935
|
-4,747,487
|
500,805
|
-658,769
|
- Increase/(Decrease) in valuapapers issued
|
505,200
|
741,750
|
-266,071
|
2,478,212
|
-199,427
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
|
|
|
|
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
|
|
103,558
|
-78,154
|
90,628
|
- Increase/(Decrease) in other operating liabilities
|
-130,841
|
313,753
|
691,184
|
-954,396
|
274,011
|
- Cash paid from funds of credit institution
|
|
-42,805
|
|
|
|
Net cash flows from operating activities
|
-1,598,628
|
-947,573
|
384,097
|
1,521,457
|
-3,739,218
|
II. Cash flows from investment activities
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
|
|
|
|
|
- Purchase of fixed assets
|
-6,562
|
-18,716
|
-16,635
|
-17,627
|
-12,097
|
- Proceeds from disposal of fix assets
|
13
|
-6
|
51
|
532
|
508
|
- Payment on disposal of fixed assets
|
|
|
|
|
|
- Purchase of investment properties
|
|
|
|
|
|
- Proceeds from disposal of investment properties
|
|
|
|
|
|
- Payment on disposal of investment properties
|
|
|
|
|
|
- Investment in other entities
|
|
|
|
|
|
- Proceeds from disinvestment in other entities
|
|
|
|
|
|
- Dividends and interest received
|
|
|
|
|
|
Net cash flows from investment activities
|
-6,549
|
-18,722
|
-16,584
|
-17,095
|
-11,589
|
III. Cash flows from financing activities
|
|
|
|
|
|
- Proceeds from share issuances
|
|
|
|
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
|
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
|
|
|
- Dividends paid
|
|
|
|
|
|
- Purchase treasury shares
|
|
|
|
|
|
- Proceeds from reissue of treasury shares
|
|
|
|
|
|
Net cash flows from financing activities
|
|
|
|
|
|
IV. Net cash flows of the year
|
-1,605,177
|
-966,295
|
367,513
|
1,504,362
|
-3,750,807
|
V. Cash and cash equivalents at the beginning of year
|
25,868,377
|
24,287,955
|
23,308,493
|
23,665,889
|
25,168,780
|
VI. Effect of foreign exchange differences
|
24,755
|
-13,167
|
-10,117
|
-1,471
|
10,505
|
VII. Cash and cash equivalents at the end of year
|
24,287,955
|
23,308,493
|
23,665,889
|
25,168,780
|
21,428,478
|