I. Cash flows from operating activities
|
|
|
|
|
|
- Cash received from interst income and similar income
|
15,773,756
|
16,211,844
|
16,493,401
|
18,412,389
|
17,474,032
|
- Interest expense and similar expenses paid
|
-4,835,025
|
-6,670,395
|
-5,603,261
|
-7,590,996
|
-8,831,447
|
- Cash received from services provided
|
689,646
|
860,772
|
1,079,089
|
1,455,718
|
945,201
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
581,678
|
552,050
|
751,283
|
478,709
|
1,449,803
|
- Other cash received
|
131,420
|
219,739
|
187,902
|
174,320
|
100,700
|
- Cash received from absolved debts which were covered by risk provisions
|
332,797
|
408,734
|
382,775
|
586,710
|
263,719
|
- Cash paid to employees and administration actitivities
|
-4,277,096
|
-3,261,727
|
-3,523,681
|
-3,590,016
|
-3,567,366
|
- Income tax paid
|
-3,143,506
|
-1,267,898
|
-472,480
|
-194,206
|
-3,349,836
|
Cashflow from operating activities before changes in operating assests and working capital
|
5,253,670
|
7,053,119
|
9,295,028
|
9,732,628
|
4,484,806
|
1. Changes in operating assets
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
-131,246
|
-378,753
|
2,645,484
|
-1,274,019
|
-2,505,637
|
- Increase/(Decrease) in trading securities and securities investment
|
-33,038,556
|
-10,207,591
|
16,083,879
|
-1,398,772
|
22,120,848
|
- Increase/(Decrease) in derivatives and other financial assets
|
69,503
|
-183,059
|
183,059
|
-141,294
|
141,294
|
- Increase/(Decrease) in loans and advances to customers
|
-21,996,806
|
-36,605,088
|
-18,053,701
|
-74,647,718
|
-4,044,748
|
- Increase/(Decrease) in provision to compensate for damages
|
-2,171,419
|
-1,245,404
|
-786,907
|
-2,429,616
|
-1,969,954
|
- Increase/(Decrease) in other operating assets
|
2,567,242
|
802,785
|
1,715,383
|
1,072,168
|
1,782,368
|
2. Changes in operating liabilities
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
2,516,126
|
-2,499,569
|
25,426
|
-65,034
|
3,891,932
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
11,628,384
|
10,400,336
|
-11,175,908
|
23,840,875
|
-16,904,958
|
- Increase/(Decrease) in deposits from customers
|
8,809,073
|
22,991,414
|
4,326,443
|
87,800,009
|
-8,706,515
|
- Increase/(Decrease) in valuapapers issued
|
8,447,365
|
7,406,743
|
3,300,123
|
7,281,754
|
-25,030,233
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
-964,547
|
565,421
|
1,162,765
|
33,502
|
656,208
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
30,603
|
-30,603
|
22,977
|
-22,977
|
381,529
|
- Increase/(Decrease) in other operating liabilities
|
-2,751,044
|
66,230
|
5,973,374
|
640,732
|
-139,406
|
- Cash paid from funds of credit institution
|
-33,706
|
-25,296
|
-122,688
|
-67,690
|
-44,334
|
Net cash flows from operating activities
|
-21,765,358
|
-1,889,315
|
14,594,737
|
50,354,548
|
-25,886,800
|
II. Cash flows from investment activities
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
|
|
|
|
|
- Purchase of fixed assets
|
-356,591
|
-538,486
|
-265,640
|
-494,669
|
-567,487
|
- Proceeds from disposal of fix assets
|
2,765
|
500
|
0
|
449
|
29
|
- Payment on disposal of fixed assets
|
0
|
0
|
-35,320
|
24,496
|
0
|
- Purchase of investment properties
|
|
|
|
|
|
- Proceeds from disposal of investment properties
|
|
|
|
|
|
- Payment on disposal of investment properties
|
|
|
|
|
|
- Investment in other entities
|
-44,887
|
-613
|
45,500
|
0
|
|
- Proceeds from disinvestment in other entities
|
|
613
|
-613
|
0
|
24,082
|
- Dividends and interest received
|
3,212
|
33,369
|
12,612
|
7,890
|
1,528
|
Net cash flows from investment activities
|
-395,501
|
-504,617
|
-243,461
|
-461,834
|
-541,848
|
III. Cash flows from financing activities
|
|
|
|
|
|
- Proceeds from share issuances
|
|
|
|
0
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
300,000
|
3,149,000
|
1,050,000
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
|
|
|
- Dividends paid
|
|
|
-2,266,993
|
0
|
|
- Purchase treasury shares
|
|
|
|
|
|
- Proceeds from reissue of treasury shares
|
|
|
|
|
|
Net cash flows from financing activities
|
|
|
-1,966,993
|
3,149,000
|
1,050,000
|
IV. Net cash flows of the year
|
-22,160,859
|
-2,393,932
|
12,384,283
|
53,041,714
|
-25,378,648
|
V. Cash and cash equivalents at the beginning of year
|
68,223,910
|
46,063,051
|
43,669,121
|
56,053,404
|
109,095,118
|
VI. Effect of foreign exchange differences
|
0
|
|
|
|
|
VII. Cash and cash equivalents at the end of year
|
46,063,051
|
43,669,121
|
56,053,404
|
109,095,118
|
83,716,470
|