I. Cash flows from operating activities
|
|
|
|
|
|
- Cash received from interst income and similar income
|
1,605,956
|
1,706,148
|
1,795,575
|
1,535,834
|
1,307,535
|
- Interest expense and similar expenses paid
|
-940,614
|
-1,759,851
|
-1,202,433
|
-1,296,863
|
-1,251,222
|
- Cash received from services provided
|
20,980
|
17,658
|
16,608
|
-832
|
20,673
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
29,770
|
10,329
|
43,105
|
39,326
|
33,900
|
- Other cash received
|
13,531
|
-21,184
|
3,481
|
6,349
|
174
|
- Cash received from absolved debts which were covered by risk provisions
|
9,177
|
26,084
|
1,466
|
40,702
|
1,632
|
- Cash paid to employees and administration actitivities
|
-285,065
|
-395,973
|
-321,259
|
-351,084
|
-368,277
|
- Income tax paid
|
-6,700
|
-5,292
|
-2,951
|
-4,590
|
-3,019
|
Cashflow from operating activities before changes in operating assests and working capital
|
447,035
|
-422,081
|
333,592
|
-31,158
|
-258,604
|
1. Changes in operating assets
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
1,410,000
|
-875,000
|
15,000
|
385,000
|
700,000
|
- Increase/(Decrease) in trading securities and securities investment
|
-680,240
|
-425,889
|
1,130,962
|
-809,551
|
587,901
|
- Increase/(Decrease) in derivatives and other financial assets
|
43,706
|
32,549
|
5,893
|
|
-8,917
|
- Increase/(Decrease) in loans and advances to customers
|
-2,672,916
|
-347,618
|
849,878
|
-4,738,187
|
672,520
|
- Increase/(Decrease) in provision to compensate for damages
|
|
|
-95,167
|
-121,704
|
|
- Increase/(Decrease) in other operating assets
|
-278,904
|
326,057
|
87,803
|
-152,632
|
21,026
|
2. Changes in operating liabilities
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
-1,486,331
|
0
|
0
|
|
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
-2,026,367
|
4,046,429
|
-1,516,101
|
784,527
|
-4,087,592
|
- Increase/(Decrease) in deposits from customers
|
4,010,166
|
-3,774,338
|
3,501,309
|
3,272,557
|
2,523,750
|
- Increase/(Decrease) in valuapapers issued
|
-294,760
|
2,566,157
|
278,224
|
-295,298
|
-1,007,370
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
|
|
|
|
-113,525
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
|
|
576
|
20,021
|
-20,597
|
- Increase/(Decrease) in other operating liabilities
|
-4,486
|
19,693
|
25,660
|
87,984
|
-86,400
|
- Cash paid from funds of credit institution
|
|
-5,211
|
0
|
-5,310
|
|
Net cash flows from operating activities
|
-1,533,097
|
1,140,748
|
4,617,629
|
-1,603,751
|
-1,077,808
|
II. Cash flows from investment activities
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
|
|
|
|
|
- Purchase of fixed assets
|
-45,212
|
-42,501
|
-27,672
|
-3,406
|
-7,760
|
- Proceeds from disposal of fix assets
|
|
|
|
|
4,093
|
- Payment on disposal of fixed assets
|
|
|
|
|
-65
|
- Purchase of investment properties
|
|
|
|
|
|
- Proceeds from disposal of investment properties
|
|
|
|
|
|
- Payment on disposal of investment properties
|
|
|
|
|
|
- Investment in other entities
|
|
|
|
|
|
- Proceeds from disinvestment in other entities
|
|
|
|
|
|
- Dividends and interest received
|
|
|
|
|
|
Net cash flows from investment activities
|
-45,212
|
-42,501
|
-27,672
|
-3,406
|
-3,732
|
III. Cash flows from financing activities
|
|
|
|
|
|
- Proceeds from share issuances
|
|
795,271
|
0
|
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
384,380
|
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
-1,149,130
|
-550,000
|
-301,000
|
-100,000
|
-1,027,740
|
- Dividends paid
|
|
|
|
|
|
- Purchase treasury shares
|
|
|
|
|
|
- Proceeds from reissue of treasury shares
|
|
|
|
|
|
Net cash flows from financing activities
|
-1,149,130
|
245,271
|
83,380
|
-100,000
|
-1,027,740
|
IV. Net cash flows of the year
|
-2,727,439
|
1,343,518
|
4,673,337
|
-1,707,157
|
-2,109,280
|
V. Cash and cash equivalents at the beginning of year
|
11,238,000
|
8,521,756
|
9,863,758
|
14,568,290
|
12,820,259
|
VI. Effect of foreign exchange differences
|
11,195
|
-1,516
|
31,195
|
-40,874
|
59,283
|
VII. Cash and cash equivalents at the end of year
|
8,521,756
|
9,863,758
|
14,568,290
|
12,820,259
|
10,770,262
|