ASSETS
|
|
|
|
|
|
I. Cash and precious metals
|
15,537,950
|
16,134,106
|
13,913,670
|
14,504,849
|
12,915,997
|
II. Balances with the State Bank of Vietnam
|
139,256,635
|
56,430,924
|
29,312,980
|
58,104,503
|
37,836,619
|
III. TreasuryBill
|
|
|
|
|
|
IV. Placements with and loans to other credit institutions
|
334,747,844
|
286,406,768
|
320,952,135
|
335,616,377
|
273,301,211
|
1. Cash and gold deposits at other credit institutions
|
324,773,255
|
266,930,956
|
298,187,035
|
311,149,645
|
254,973,480
|
2. Loans to other credit istitutions
|
15,695,589
|
20,475,812
|
23,765,100
|
30,175,707
|
23,275,791
|
3. Provision for losses on loans to other credit institutions
|
-5,721,000
|
-1,000,000
|
-1,000,000
|
-5,708,975
|
-4,948,060
|
V. Trading securities
|
1,595,430
|
1,375,964
|
1,735,874
|
2,495,408
|
2,936,121
|
1. Trading securities
|
1,618,113
|
1,394,711
|
1,754,272
|
2,511,395
|
2,956,813
|
2. Provision for diminution in value of trading securities
|
-22,683
|
-18,747
|
-18,398
|
-15,987
|
-20,692
|
VI. Derivatives and other financial assets
|
224,625
|
217,428
|
|
|
|
VII. Loans and advances to customers
|
1,142,187,065
|
1,139,981,404
|
1,150,958,460
|
1,241,675,333
|
1,235,587,240
|
1. Loans and advances to customers
|
1,174,080,964
|
1,177,728,457
|
1,189,830,550
|
1,270,359,018
|
1,266,477,925
|
2. Provision for losses on loans and advances to customers
|
-31,893,899
|
-37,747,053
|
-38,872,090
|
-28,683,685
|
-30,890,685
|
VIII. Investment securities
|
174,526,186
|
156,871,470
|
178,723,851
|
145,780,067
|
174,371,785
|
1. Available - for - sales securities
|
77,663,390
|
65,672,102
|
102,650,493
|
67,882,480
|
91,847,588
|
2. Held - to - maturity securities
|
96,941,064
|
91,277,142
|
76,486,963
|
78,009,747
|
82,689,041
|
3. Provision for diminution in value of investment securities
|
-78,268
|
-77,774
|
-413,605
|
-112,160
|
-164,844
|
IX. Investment in other entities and long-term investments
|
2,221,085
|
2,248,021
|
2,205,920
|
2,224,945
|
2,256,391
|
1. Investment in subsidiaries
|
|
|
|
|
|
2. Investment in joint-ventures
|
797,275
|
822,679
|
784,690
|
826,152
|
856,112
|
3. Investment in associate cmpanies
|
12,664
|
14,196
|
10,084
|
12,073
|
13,559
|
4. Other long-term investment
|
1,529,145
|
1,529,145
|
1,529,145
|
1,529,145
|
1,529,145
|
5. Provision for diminution in value of long-term investment
|
-117,999
|
-117,999
|
-117,999
|
-142,425
|
-142,425
|
X. Fixed assets
|
7,732,058
|
7,598,470
|
7,441,794
|
7,708,181
|
7,588,707
|
1. Tangible fixed assets
|
5,015,683
|
4,918,188
|
4,812,476
|
5,115,612
|
5,046,502
|
- Cost
|
14,021,442
|
14,154,402
|
14,244,588
|
14,714,588
|
14,846,915
|
- Accumulated depreciation
|
-9,005,759
|
-9,236,214
|
-9,432,112
|
-9,598,976
|
-9,800,413
|
2. Leased assets
|
|
|
|
|
|
- Cost
|
|
|
|
|
|
- Accumulated depreciation
|
|
|
|
|
|
3. Intangible fixed assets
|
2,716,375
|
2,680,282
|
2,629,318
|
2,592,569
|
2,542,205
|
- Cost
|
4,791,697
|
4,864,567
|
4,881,586
|
4,906,881
|
4,907,455
|
- Accumulated depreciation
|
-2,075,322
|
-2,184,285
|
-2,252,268
|
-2,314,312
|
-2,365,250
|
4. Construction in progress expense
|
|
|
|
|
|
XI. Investment properties
|
|
|
|
|
|
- Cost
|
|
|
|
|
|
- Accumulated amortization
|
|
|
|
|
|
XII. Other assets
|
28,402,412
|
37,008,578
|
26,060,888
|
31,113,676
|
26,919,513
|
1. Receivables
|
15,382,146
|
24,959,159
|
13,759,078
|
12,586,717
|
14,118,764
|
2. Interests and fee receivables
|
10,053,102
|
8,954,322
|
8,999,624
|
9,200,023
|
9,755,449
|
3. Deferred income tax assets
|
953,984
|
953,110
|
952,084
|
848,269
|
849,600
|
4. Other assets
|
2,025,613
|
2,154,222
|
2,362,550
|
8,494,130
|
2,211,150
|
- In which: Good will
|
|
|
|
|
|
5. Provision for losses on other assets
|
-12,433
|
-12,235
|
-12,448
|
-15,463
|
-15,450
|
TOTAL ASSETS
|
1,846,431,290
|
1,704,273,133
|
1,731,305,572
|
1,839,223,339
|
1,773,713,584
|
LIABILITIES AND SHAREHOLDERS' EQUITY
|
|
|
|
|
|
I. Due to Government and borrowings from the State Bank of Vietnam
|
62,167,768
|
2,270,345
|
2,517,462
|
1,670,837
|
4,140,563
|
II. Deposits and borrowings from other credit institutions
|
255,334,468
|
160,661,447
|
160,234,123
|
213,841,980
|
171,488,381
|
1. Deposits form other credit institutions
|
237,183,063
|
155,314,392
|
155,074,365
|
193,966,218
|
163,347,269
|
2. Borrowings form other credit institutions
|
18,151,405
|
5,347,055
|
5,159,758
|
19,875,762
|
8,141,112
|
III. Depostis from customers
|
1,281,487,916
|
1,326,853,836
|
1,349,007,010
|
1,395,694,611
|
1,347,325,611
|
IV. Derivatives and other debts
|
|
|
899,053
|
117,752
|
91,370
|
V. Funds received from Government, international and other institutions
|
2,186
|
1,088
|
725
|
365
|
1
|
VI. Certificate of deposits
|
27,337,890
|
16,323,830
|
15,277,866
|
19,912,623
|
29,904,958
|
VII. Other liabilities
|
75,442,704
|
46,161,459
|
44,125,815
|
39,441,847
|
47,148,574
|
1. Intersest and fee payables
|
15,749,162
|
19,005,982
|
22,899,362
|
19,527,028
|
15,788,928
|
2. Deferred income tax payables
|
|
0
|
|
|
31,359,646
|
3. Other payables
|
59,693,542
|
27,155,477
|
21,226,453
|
|
|
4. Other Provisions
|
|
|
|
19,914,819
|
|
VIII. Shareholders' equity
|
144,564,614
|
151,902,812
|
159,138,858
|
168,449,334
|
173,513,570
|
1. Capital
|
53,130,392
|
53,130,392
|
61,696,139
|
61,696,139
|
61,696,139
|
- Paid-up capital
|
47,325,166
|
47,325,166
|
55,890,913
|
55,890,913
|
55,890,913
|
- Construction capital
|
|
|
|
|
0
|
- Share capital surplus
|
4,995,389
|
4,995,389
|
4,995,389
|
4,995,389
|
4,995,389
|
- Treasury stocks
|
|
|
|
|
|
- Prefered Stocks
|
|
|
|
|
|
- Other equity resources
|
809,837
|
809,837
|
809,837
|
809,837
|
809,837
|
2. Reserves
|
22,556,829
|
22,564,054
|
22,562,989
|
22,562,445
|
27,447,103
|
3. Foreign exchange differences
|
-842,553
|
-886,284
|
-934,636
|
-983,237
|
-960,392
|
4. Asset revaluation differences
|
|
|
|
|
|
5. Retained earning
|
69,719,946
|
77,094,650
|
75,814,366
|
85,173,987
|
85,330,720
|
6. Other funds and expenses
|
|
|
|
|
|
IX. Benefits of minority shareholader
|
93,744
|
98,316
|
104,660
|
93,990
|
100,556
|
TOTAL RESOURCES
|
1,846,431,290
|
1,704,273,133
|
1,731,305,572
|
1,839,223,339
|
1,773,713,584
|