I. Cash flows from operating activities
|
|
|
|
|
|
- Cash received from interst income and similar income
|
17,484,637
|
19,523,123
|
18,703,260
|
19,896,324
|
19,087,349
|
- Interest expense and similar expenses paid
|
-6,112,330
|
-9,845,614
|
-7,532,114
|
-10,073,152
|
-9,775,393
|
- Cash received from services provided
|
1,422,704
|
1,660,009
|
1,651,934
|
1,918,727
|
1,565,530
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
-280,730
|
425,099
|
138,728
|
221,649
|
355,450
|
- Other cash received
|
817,515
|
1,545,952
|
-9,465
|
-168,849
|
-149,421
|
- Cash received from absolved debts which were covered by risk provisions
|
559,418
|
625,895
|
522,822
|
786,958
|
373,028
|
- Cash paid to employees and administration actitivities
|
-3,089,072
|
-3,888,136
|
-3,012,237
|
-3,549,005
|
-3,073,449
|
- Income tax paid
|
-3,158,206
|
-565,955
|
-190,425
|
-168,253
|
-1,548,536
|
Cashflow from operating activities before changes in operating assests and working capital
|
7,643,936
|
9,480,373
|
10,272,503
|
8,864,399
|
6,834,558
|
1. Changes in operating assets
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
341,716
|
-2,632,126
|
-5,113,668
|
1,822,987
|
-8,634,075
|
- Increase/(Decrease) in trading securities and securities investment
|
815,837
|
-3,374,055
|
-7,676,193
|
-4,836,969
|
11,869,546
|
- Increase/(Decrease) in derivatives and other financial assets
|
|
|
-75,180
|
75,180
|
-582,774
|
- Increase/(Decrease) in loans and advances to customers
|
-25,103,388
|
-26,173,621
|
-32,892,236
|
-48,071,567
|
-16,421,630
|
- Increase/(Decrease) in provision to compensate for damages
|
-6,735,589
|
-5,098,025
|
-5,868,823
|
-1,742,522
|
-5,265,384
|
- Increase/(Decrease) in other operating assets
|
-580,172
|
228,914
|
-5,005,021
|
6,430,437
|
2,889,588
|
2. Changes in operating liabilities
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
-963,230
|
-935,524
|
-17,556
|
4,105,388
|
-4,006,446
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
-319,283
|
13,816,445
|
6,322,857
|
-3,712,484
|
-2,510,035
|
- Increase/(Decrease) in deposits from customers
|
28,033,011
|
56,426,716
|
33,860,604
|
20,896,633
|
13,449,097
|
- Increase/(Decrease) in valuapapers issued
|
18,785,045
|
-9,203,932
|
-8,281,760
|
-17,212,015
|
-1,442,956
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
-8,050
|
-6,567
|
-5,895
|
-4,493
|
-3,655
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
809,723
|
13,959
|
-839,051
|
392
|
-392
|
- Increase/(Decrease) in other operating liabilities
|
-1,584,874
|
210,522
|
3,655,779
|
2,620,896
|
-1,534,086
|
- Cash paid from funds of credit institution
|
|
|
|
|
|
Net cash flows from operating activities
|
21,134,682
|
32,753,079
|
-11,663,640
|
-30,763,738
|
-5,358,644
|
II. Cash flows from investment activities
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
|
|
|
|
|
- Purchase of fixed assets
|
-4,838
|
-18,471
|
-31,852
|
-52,854
|
-994
|
- Proceeds from disposal of fix assets
|
450
|
|
256
|
259
|
925
|
- Payment on disposal of fixed assets
|
|
|
|
|
|
- Purchase of investment properties
|
|
|
|
|
|
- Proceeds from disposal of investment properties
|
|
|
|
|
|
- Payment on disposal of investment properties
|
|
|
|
|
|
- Investment in other entities
|
|
|
|
|
|
- Proceeds from disinvestment in other entities
|
|
|
|
|
|
- Dividends and interest received
|
|
|
3,147
|
0
|
|
Net cash flows from investment activities
|
-4,388
|
-18,471
|
-28,449
|
-52,595
|
-69
|
III. Cash flows from financing activities
|
|
|
|
|
|
- Proceeds from share issuances
|
|
|
|
35,897,546
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
|
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
|
|
|
- Dividends paid
|
|
|
|
-7,933,924
|
|
- Purchase treasury shares
|
|
|
|
|
|
- Proceeds from reissue of treasury shares
|
|
|
|
302,196
|
|
Net cash flows from financing activities
|
|
|
|
28,265,818
|
|
IV. Net cash flows of the year
|
21,130,294
|
32,734,608
|
-11,692,089
|
-2,550,515
|
-5,358,713
|
V. Cash and cash equivalents at the beginning of year
|
54,045,171
|
75,175,465
|
107,910,073
|
96,217,984
|
93,667,470
|
VI. Effect of foreign exchange differences
|
|
|
|
|
|
VII. Cash and cash equivalents at the end of year
|
75,175,465
|
107,910,073
|
96,217,984
|
93,667,469
|
88,308,757
|